UAE Pension (GPSSA) Calculator Free

Enter the contribution salary for a UAE national employee to estimate the monthly and annual pension contributions. Rates are editable so you can match your sector and emirate.

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About GPSSA contributions

Pension contributions for UAE nationals are split between employee and employer on the contribution salary. Common private-sector rates are around 5% employee and 12.5% employer, with a government top-up in some emirates. Rates and the contribution-salary definition vary by sector, emirate, and the applicable law — confirm with GPSSA. This is an estimate.

FAQ

Frequently asked questions

Who pays UAE pension contributions?

GPSSA contributions apply to UAE (and often GCC) national employees. Expatriate employees are covered by end-of-service gratuity instead, not GPSSA pensions.

What salary are contributions based on?

Contributions are based on the 'contribution salary', which is defined by law and typically includes basic salary plus specified allowances — not necessarily the full gross. Check the current definition for your sector.

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