Free Business Tools

Founder metrics, logistics and inventory helpers, invoices, tax calculators, payroll, security, and readiness checks — a growing collection for people running a business. No signups, no paywalls.

Invoice GeneratorFree

Create professional invoices, quotations, proformas & purchase orders — print to PDF in seconds.

Seal GeneratorFree

Create a round or rectangle company seal and download it as a transparent PNG or SVG.

SVG DownloaderFree

Paste SVG code, preview it, and download as an SVG file or PNG at up to 4× scale.

Credit Note GeneratorFree

Create a professional credit note with VAT/GST and line items — print to PDF in seconds.

Delivery Note GeneratorFree

Create a delivery note (goods despatched) with item quantities — no prices, print to PDF.

Receipt GeneratorFree

Create a PAID payment receipt with VAT/GST and line items — print to PDF in seconds.

Payslip GeneratorFree

Create a salary slip with earnings, deductions & net pay — print to PDF. UAE, Saudi, Qatar & India.

Bank Statement ConverterFree

Upload a bank CSV, map the columns, and download a clean Excel-ready file — nothing uploaded.

WPS SIF File GeneratorFree

Build the UAE Wage Protection System SIF file (SCR + EDR) from your payroll — download the .sif.

Statement of Account GeneratorFree

Produce a customer statement with running balance and total outstanding — print to PDF.

VAT Calculator (UAE/GCC)Free

Add or remove 5% VAT, run reverse VAT, and check profit after VAT.

GST Calculator (India)Free

Add or remove GST with CGST/SGST and IGST splits across every slab.

Profit Margin CalculatorFree

Turn cost and selling price into margin %, markup %, and net profit.

Business Loan EMI CalculatorFree

Work out your monthly EMI, total interest, and total payable on any business loan.

Accounting Health CheckFree

Answer a few questions and get your Accounting Maturity Score out of 100.

ERP Readiness AssessmentFree

Find out whether your business is ready to move from spreadsheets to an ERP.

QR Code GeneratorFree

Turn any link, text, or contact into a downloadable QR code.

QR Code ReaderFree

Scan a QR with your camera or paste its data — decode instantly, and optionally POST each scan to your API.

Barcode GeneratorFree

Generate Code 128, EAN-13, UPC-A, ITF-14 and more — download as PNG.

Tatmeen DataMatrix GeneratorFree

Build a GS1 DataMatrix from GTIN, serial, batch, and expiry for UAE Tatmeen.

UAE E-Invoicing Readiness CheckerFree

Find out in 2 minutes whether your business is ready for the UAE e-invoicing mandate.

UAE TRN ValidatorFree

Check the format of a UAE Tax Registration Number in seconds.

ZATCA QR DecoderFree

Decode a Saudi ZATCA e-invoice QR (Base64 TLV) into readable fields.

FOC Pack CalculatorFree

Optimize Free-of-Cost orders without decimal packs.

Password GeneratorFree

Create strong, random passwords with the length and character mix you choose.

Password Strength CheckerFree

Estimate a password's entropy and crack time as you type — 100% offline.

Hash GeneratorFree

Generate SHA-1, SHA-256, SHA-384 and SHA-512 hashes from any text.

JWT DecoderFree

Decode a JSON Web Token's header and payload and read its claims and expiry.

Base64 Encoder / DecoderFree

Encode text to Base64 or decode it back — with full UTF-8 and URL-safe support.

WhatsApp Chat WidgetFree

Add a free click-to-chat WhatsApp button to your website in under a minute.

WhatsApp Link & QR GeneratorFree

Create a wa.me click-to-chat link with a prefilled message, plus a downloadable QR code.

WhatsApp API Pricing CalculatorFree

Estimate your monthly Meta conversation charges by country and message category.

Broadcast Cost EstimatorFree

Find out what a bulk WhatsApp campaign costs — per message, per 1,000, and per month.

WhatsApp ROI CalculatorFree

See how much extra revenue WhatsApp engagement could add to your business each month.

Template Message PreviewerFree

Preview exactly how your WhatsApp template renders — with variables, formatting, and buttons.

Break-even CalculatorFree

Find the exact sales volume where your business starts making a profit.

ROI CalculatorFree

Measure the return on any investment as a percentage and net gain.

Discount CalculatorFree

Work out the sale price and savings from any percentage discount.

Working Capital CalculatorFree

Check your short-term financial health with working capital and current ratio.

Startup Runway CalculatorFree

See how many months of cash you have left at your current burn rate.

Business Valuation CalculatorFree

Estimate what your business is worth using earnings and revenue multiples.

Inventory Turnover CalculatorFree

See how many times you sell and replace stock, and days of inventory on hand.

Reorder Point CalculatorFree

Know exactly when to reorder stock so you never run out.

SKU GeneratorFree

Build clean, consistent SKU codes for your products in seconds.

Gratuity Calculator (UAE)Free

Estimate UAE end-of-service gratuity (EOSB) for limited contracts.

Salary Calculator (UAE)Free

Break a UAE salary into basic, allowances, and true employer cost.

Overtime CalculatorFree

Calculate overtime pay from basic salary, hours, and a rate multiplier.

Employee Cost CalculatorFree

Find the true annual, monthly, and hourly cost of an employee.

Attrition Rate CalculatorFree

Measure employee turnover and retention as a percentage.

Customer Lifetime Value CalculatorFree

Estimate how much revenue and profit a customer brings over their lifetime.

CAC CalculatorFree

Work out what it costs to acquire one new customer.

Sales Commission CalculatorFree

Calculate commission on a sale and what's left for the business.

Sales Forecast CalculatorFree

Project future revenue from a monthly growth rate.

SLA Uptime CalculatorFree

Convert an uptime SLA into allowed downtime per day, month, and year.

CSAT CalculatorFree

Turn satisfied responses into a customer satisfaction score.

NPS CalculatorFree

Calculate your Net Promoter Score from promoters and detractors.

Support Cost CalculatorFree

Estimate the cost of handling support tickets per ticket and per month.

UAE Corporate Tax CalculatorFree

Estimate UAE corporate tax at 0% and 9% with Small Business Relief.

UAE VAT Return (VAT201) CalculatorFree

Work out your net VAT payable or refundable for the FTA VAT201 return.

UAE Pension (GPSSA) CalculatorFree

Estimate UAE national pension contributions for employee and employer.

Zakat Calculator (Saudi)Free

Estimate Zakat at 2.5% on your Zakat base.

GOSI Calculator (Saudi)Free

Estimate GOSI contributions for Saudi and non-Saudi employees.

Saudi VAT Calculator (15%)Free

Add or remove 15% Saudi VAT in one tap.

Income Tax Calculator (India)Free

Estimate income tax under the new and old regimes.

TDS Calculator (India)Free

Work out TDS by section and see the net payment.

GST Late Fee Calculator (India)Free

Estimate GST late fee and 18% interest on delayed returns.

UK VAT Calculator (20%)Free

Add or remove 20% UK VAT instantly.

UK Corporation Tax CalculatorFree

Estimate UK corporation tax with marginal relief.

Funding Dilution CalculatorFree

See how a new funding round changes founder ownership.

SaaS Unit Economics CalculatorFree

Calculate ARPU, CAC, LTV, payback period, and LTV:CAC in one place.

MRR Growth CalculatorFree

Reconcile starting MRR into ending MRR, net growth, and retention.

Dimensional Weight CalculatorFree

Compare actual and volumetric weight to estimate chargeable shipment weight.

Freight Cost per Unit CalculatorFree

Allocate freight, duty, insurance, and handling across every imported unit.

Safety Stock CalculatorFree

Estimate a stock buffer from demand peaks and supplier delays.

SIP CalculatorFree

See what your monthly SIP investment could grow to over time.

Running a business in the UAE? See the guides and tools curated for Pyalm Books users →

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Need More Than Free Tools?

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Tenreply

WhatsApp engagement platform — broadcasts, chatbot automation, and click-to-chat widgets for growing businesses.

Books

Smart accounting platform for Dubai businesses — invoices, VAT, expenses, and financial reports in one place.

Pyalm Learn

Structured courses and learning paths to grow your business and technical skills.

FAQ

Questions about the free tools

Are these tools really free?

Yes. Every tool on this page is free to use with no signup, no trial period, and no usage limit.

Do I need an account?

No. Open a tool and use it. There is nothing to register and no email to hand over.

Is my data uploaded anywhere?

No. The tools run entirely in your browser — figures, files, and documents you enter stay on your device and are never sent to a server.

Can I use these tools commercially?

Yes. Invoices, receipts, payslips, barcodes, and reports you generate are yours to use in your business, with no attribution required.

Which tools are built for the UAE?

The VAT calculator, TRN validator, WPS SIF generator, e-invoicing readiness checker, ZATCA QR decoder, and Tatmeen DataMatrix generator all follow UAE and GCC rules specifically. The rest work anywhere.

How do I request a tool that isn't here?

Email hi@pyalm.com with what you need and why. Several tools on this page started as exactly that kind of request.