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Pyalm Books produces the Profit & Loss, Balance Sheet and Cash Flow that these ratios come from, on demand and from the same ledger.
Enter revenue, costs and the main balance sheet lines. The calculator produces sixteen standard ratios in four groups, ready to copy into a management report or audit file.
Pyalm Books produces the Profit & Loss, Balance Sheet and Cash Flow that these ratios come from, on demand and from the same ledger.
Profitability ratios show how much of each unit of revenue turns into profit. Liquidity ratios show whether short-term assets cover short-term obligations. Leverage ratios show how much of the business is financed by debt and whether profit comfortably covers interest. Efficiency ratios show how quickly receivables, inventory and payables turn over.
A ratio is meaningful only against something: last year, the budget, a lender's covenant or industry peers. Retail runs on thin margins and high turnover; consultancy has high margins and no inventory. Unusual movements are also where auditors start analytical procedures, so computing them first saves questions later.
📖 Read the full guide: 16 Financial Ratios Every Accountant Should Know
Check whether you can cover short-term bills with short-term assets.
From revenue to EBITDA, EBIT and net profit in one pass.
Turn cost and selling price into margin %, markup %, and net profit.
See how many days it takes you to collect payment after a sale.
Revenue, cost of goods sold, operating expenses, interest and tax from the income statement; and cash, receivables, inventory, other current assets, non-current assets, current liabilities, trade payables, long-term debt and equity from the balance sheet.
If total assets do not equal liabilities plus equity, one of the balance sheet inputs is probably missing. Ratios still calculate, but fix the inputs for reliable results.
Yes — receivable, inventory and payable days use a 365-day year on revenue or cost of goods sold. Use period-average balances for a more precise view.
